Tips On Handling an Insurance Claim for Water Damage in Wellington
When you’re standing in water that comes up to your ankles, your first thought is probably where to begin. Do you call the insurance company first or do you remove the water? Do the inspectors need to view the damage or can you start to repair? It’s never easy to go through your first devastation but rest at ease knowing that almost every homeowner will go through this mess at some point in their lives. Fortunately, that’s what insurance is for. However, there is a preferred way to handle such a process. By hiring a public adjuster, you minimize your chance of having your claim denied, or being offered a less than adequate amount. Here are a few tips from a ClaimPros professional.
Always Review Your Policy Before Filing an Insurance Claim for Water Damage in Wellington
The first step after calling a public adjuster is to reread your policy. What many people don’t realize is that flood insurance is entirely separate from homeowner’s insurance. This means that when a hurricane hits Florida’s shores, rising sea level or elevating floodwaters are not going to be covered under your homeowner’s insurance. A public adjuster can assist you in reviewing your policy to see what you’re entitled to and what you are not.
The public adjusters will then aid you in documenting the damage. This includes images of the water, the damaged furniture, damaged walls, damaged floors, and any other affected areas. It’s essential also to provide a written report for any additional information that pictures do not directly relay. Once the public adjuster has helped you gather all of the evidence, an inspection will be scheduled from the insurance company. This in-person walk-through allows them to see first hand what types of devastation you’re enduring. After the investigation, it’s advisable to seek out a remediation company right away.
At ClaimPros, we’re here for your insurance claim for water damage in Wellington! We know how stressful these situations can be and we also understand that it’s a confusing process. Our public adjusters will be there for you every step of the way from documenting, to building your case, to negotiating with your insurance company on your behalf. We don’t give up until you’ve received your maximum settlement! Call us today at (888) 592-5552 and see how we can make your water damage experience just a little bit easier.