Water is one of the most destructive forces in the world. Therefore, having an insurance claim for water damage in Delray Beach denied by your insurance company is devastating. Because new policyholders may receive little information and guidance about filing claims, here are a few reasons an insurance company may decide to reject a claim.
Long-Term Damage Affects the Outcome of an Insurance Claim for Water Damage in Delray Beach
Homeowners insurance usually covers sudden water damage claims. Examples of this could be a leaking pipe, a toilet overflowing, or storm debris through the roof. However, long-term water damage may not apply to coverage. Of course, it’s not the homeowner’s fault, as a leaking dishwasher over months is hard to detect. The insurance company, on the other hand, may qualify this as long-term damage and may refuse to pay.
Reporting Late
The longer a person waits to file, the less likely the insurance company will pay. When disaster strikes, it’s important to be on top of the issue; taking pictures, documenting, and making calls. Hiring a public adjuster is also recommended, as they can take the tedious tasks and handle them with professional care.
Poor Home Care or Construction
Insurance companies send out inspectors to assess the damage. If they find that the property is either built poorly or has not been taken care of, they are likely to disregard the case. Their opinion is that if a home or business does not have regular maintenance, it’s only a matter of time before water damage happens. This is especially true for poorly built or maintained roofs. If there is a leak, but a roof is in questionable condition, the odds of financial support are lower.
Insurance companies can make mistakes. If you feel that your insurance claim for water damage in Delray Beach was unfairly denied or the settlement was too low, the professionals at ClaimPros understand. In fact, their job every day is to help individuals who have had dismissed claims. They service over 67 counties, and they’ve reviewed over 10,000 claims! With more than 30 years of experience, your case will be in secure hands. Don’t let insurance companies deny your claim without cause. Contact 888-592-5552 today to see what ClaimPros can do for you.